Terms & Conditions

Please take the time to carefully read our terms and conditions set out below. When you make a booking with Chris Loufte Photographer LTD it will be deemed that you have read and understand the terms and conditions set out below.

Terms & Conditions Of Engagement

All images are copyrighted. Any copying, unauthorised usage and/or distribution is strictly prohibited.






1. Photographer – A professional camera operator who records still photographs or video whilst working for Chris Loufte photographer LTD or it’s associates.


1. LICENCE GRANTED TO CLIENT “Licence” includes the “Standard Photographic Licence”; “Order Confirmation” form, an estimate upon which verbal confirmation is given, any order confirmation given by the Photographer, or any work accompanied by an invoice for service. The Photographer does not accept commissions to create copyright works other than to agree to licence such parts of the works selected by the Photographer for presentation to the Client. This overrides section 21(3) of the Copyright Act 1994 in accordance with section 21(4) of that Act. The Photographer grants the Client a Licence to reproduce and publish the Photographic Works (“Photographic Works” includes transparencies, negatives, prints, digitised images, video, graphics, animation, creative ideas and planning or images in electronic or any other form or medium) for the purposes, territories and time period specified, and on the terms and conditions set out in the Licence and these Terms and Conditions of Engagement. If the Photographic Works have been produced for an Advertiser named in the Licence, the Works may only be used for the creative works of that Advertiser. The Photographer always retains the right to use the Photographic Works in any manner at any time and in any part of the world for the purposes of:

(a) Entering the Photographic Works into photographic competitions or awards and for their use in any material published in connection with promoting those competitions or awards; and

(b) Advertising or otherwise promoting the Photographer’s Photographic Works; and

(c) Submitting the Photographic Works for display at art galleries or other premises; and

(d) Using the Photographic Works for any other purpose within the Photographer’s business activities.


1.1.1 The Licence to use the Photographic Works begins from the date of full payment of the invoice except where the Photographer gives express written permission.

1.1.2 This Licence must not be assigned to any third party without the Photographer’s prior written permission, (which shall not be unreasonably refused), but may be sublicensed by the client on the same terms and conditions to the Advertiser named in the Licence.

1.1.3 The Client is entitled to: (a) Use only a portion of the Photographic Works; (b) Manipulate, distort or make other alterations (including overprinting by text or other Photographic Works) to the Photographic Works, unless that right is expressly removed in the Licence.

1.1.4 Copyright in any new Photographic Works created from any manipulation, alteration, distortion or overprinting of text of the licensed Photographic Works shall remain with the Photographer and shall be licensed to the Client on the same terms and conditions of this agreement.

1.1.5 The Client shall not, without prior written permission of the Photographer, digitally capture or store Photographic Works in any form of electronic medium, except for the purpose of colour separation, and provided that the file or other medium in which the Photographic Works are captured or stored must be destroyed immediately after its use for that purpose.

1.1.6 Any breach of these conditions knowingly permitted by the Client which results in damage to the professional reputation of the Photographer, entitles the Photographer to compensation from the Client for that damage in addition to any other remedies available to the Photographer.


2.1 Except as provided in clause 3, the copyright in all Photographic Works resulting from the Licence, remains the property of the Photographer.

2.2 All copyrights that arise out of performance of the Photographer’s obligations under this contract shall arise not by commission but shall be the creation of the Photographer. The Photographer shall remain the first owner of the Photographic Works and the Client shall be supplied with Works for copying on the terms of this Licence.

2.3 The Client shall have the right to seek further licences for reuse of any copyright on agreement of a reasonable fee for that use.


Where this Licence specifies that copyright in the Photographic Works is assigned to the Client in consideration of the Client’s payment for those Works, the Photographer assigns to the Client copyright in the Photographic Works supplied pursuant to the Licence. It is the responsibility of the Client to obtain all model releases, moral right waivers and privacy waivers necessary for the use of assigned copyright in the Photographic Works by that Client. As a condition of this assignment the Client agrees to indemnify the Photographer in respect of any liability to the Photographer arising from any use of the assigned copyright material.


4.1 Unless indicated on the Licence that the Photographer waives attribution rights (section 94-97 Copyright Act 1994), each use of any Photographic Work by the Client must be accompanied by an adjacent credit line acknowledging the Photographer’s name and copyright in the Photographic Works in the form specified in the Licence, or if not so specified, then in a form approved in writing by the Photographer.

4.2 If the Client fails (for whatever reason) to provide the attribution described in clause 4.1, then in addition to all other rights under this contract or at law, the Client shall be liable to pay a further Non-Attribution Fee calculated at 200% of the total invoice fee, which the Client acknowledges and agrees to be a fair and reasonable pre-estimate of the loss suffered by the Photographer.


5.1 Subject to automatic backup mechanisms and the express Terms of the Licence, the Client shall not copy or reproduce the Works by any means or in any form without the Photographer’s written consent.

5.2 The Client’s right to use the Works under the Licence does not include the right to remove, alter or otherwise affect general rights information, including (without limitations) any notices or metadata accompanying or part of the Works which records creator details, copyright ownership or publication status of the Works.

5.3 The Client shall not alter or remove any notices attached to the Works, and shall take all reasonable steps to respect and preserve the Photographer’s copyright and other rights. Any notice which automatically appears on loading a Work shall not be made ineffective or non-displayable.

5.4 Where the Photographer has placed restrictions on access to or use of the Works, the Client shall make no attempts to defeat such restrictions.

5.5 The Photographer will follow its usual backup procedure (if any) upon the completion of Photographic Works. The Photographer will not be liable under any circumstances if unable to produce backups upon the request of the client.


Fees are payable as outlined on the Licence or invoice of the Photographer. Any monies not paid in full in accordance with clause 8 may be charged with interest at a rate of 2.5% per month or part month overdue.​ Fees specific to wedding photography bookings; The client shall pay a deposit (termed as a booking fee) of no less than $850.00 this fee is NOT refundable. Balance of the contract payment shall be paid in full by the client 14 days prior to the wedding date. If the full payment is not received 48 hours prior to the wedding day the photographer reserves the right to cancel, no further reason will need to be provided to the client and no payments made to Chris Loufte Photographer Ltd in part, inclusive of deposits and any other payments made in relation to a booking will be refundable. Should the client choose to cancel their photography booking they may do so subject to clause 8 of these terms and conditions.


The Client shall reimburse the Photographer for all Job-related Costs (“Job-related Costs” means any costs and expenses incurred by the Photographer on the Client’s behalf in providing Photographic Services as detailed on any invoice). Where the Photographer makes payment to others on behalf of the Client, the Photographer may add a service charge, determined at the Photographer’s absolute discretion. Unless otherwise arranged, the Client must pay all Job-related Costs and service charges to the Photographer within 7 days of receipt of the invoice. The Client is not entitled to any property in: (a) Any authored or artistic works created by the Photographer to support the Photographic Works, or (b) Any materials used for the creation of an authored or artistic work, as a result of plans or drawings, which are commissioned by the Photographer, or (c) Any acquisition of goods for use in supporting the Photographic Works. Such goods, materials, authored or artistic works shall remain the property of the Photographer, unless otherwise agreed between the Photographer and the Client.


Where the Client requires Photographic Works on an urgent basis (which includes where the Photographer is unable to re-shoot or correct a shot because of an urgent deadline) the Photographer will not be liable for any losses or damages arising out of the inability to carry out a re-shoot or the costs of arranging a re-shoot.


Statements of fees and Job related Costs are estimates and not firm quotations and are liable to alteration. The Photographer must bring any increase to the estimate, of 10% or more, to the attention of the Client. Any change to the job specifications made by the Client may change the estimate of the fees and Job related Costs.


8.1 When a booking is confirmed as definite, the Client becomes liable for payment to the Photographer and the Photographer becomes liable to complete the shoot.

8.2 Effective termination of this Agreement by the Client must be in writing and give reasonable notice to the Photographer. Upon receipt of such notice from the Client, the Photographer must take immediate steps to bring the photographic services to a close and to reduce expenditure to a minimum.

8.3 Where the Client cancels the booking (a) Within 1 working day of the booked shoot day, the Client must pay a fee of 100% of the Photographer’s standard fee. (b) Giving notice of cancellation of greater than 1 working day and within 3 days of the booked shoot day, the Client must pay a fee of 50% of the Photographer’s standard fee. (c) Giving notice of cancellation of greater than 3 working days and within 1 week of the booked shoot day, the Client must pay a fee of 25% of the Photographer’s standard fee. (d) The Client must compensate the Photographer for all costs and expenses incurred. The Client acknowledges and agrees that these cancellation fees fairly reflect the loss suffered by the Photographer and the Photographer’s ability to re-schedule work and re-allocate resources, depending upon the amount of notice given.


Where the Client postpones or changes the date of the shoot: (a) Within 1 working day of the booked shoot day, the Client must pay a fee of 50% of the Photographer’s daily fee for each day which is postponed. (b) With more than 1 working days notice, the Client must pay a fee of 25% of the Photographer’s daily fee for each day which is postponed. (c) The Client must compensate the Photographer for all costs and expenses incurred. The Client acknowledges and agrees that these postponement fees fairly reflect the loss suffered by the Photographer and the Photographer’s ability to re-schedule work and re-allocate resources, depending upon the amount of notice given.


Where the Client instructs that work is to be suspended for a period of 30 days or more, the Client must, at the time of suspension, pay the Photographer for all work in progress at that time.


11.1 The Client must return all Photographic Works, in the form of film, prints or other physical copies, undamaged to the Photographer within 15 working days from the date of expiry of the Licence.

11.2 Any Digital files in the possession of the Client should, upon the expiry of the Licence, be deleted or destroyed.

11.3 Where any Photographic Works have not been returned as required under 11.1, or deleted/destroyed as required under 11.2, then the Client must pay a fee of $50 per day for each of the Photographic Works outstanding upon written demand by the Photographer.

11.4 For each of the Photographic Works described under 11.1 that are lost or damaged, the Client must pay the Photographer $1,500.00 within 7 days of the date of the expiry of the Licence.


The Client must advise the Photographer if any material or information communicated to the Photographer is confidential. The Photographer must keep confidential material or information confidential, except where it is reasonably necessary to do other wise to enable the Photographer to carry out the Photographer’s obligations, or exercise any of the Photographer’s rights in relation to the invoice.


13.1 The Client is responsible for making all payments (including rollover fees) and fulfilling all other obligations to person(s) (“Contractors”) who supply any product or perform any service in respect of the shoot.

13.2 Where Contractors are models, the Client is responsible for obtaining all necessary model releases. To ensure proper recording of others’ intellectual property rights, which may be part of the Photographic Works, the Client shall, on a request by the Photographer, provide evidence of these model releases to the Photographer.

13.3 Where the Client requests the Photographer to engage Contractors, the Photographer acts as agent for the Client and the Client indemnifies the Photographer against all costs, disbursements and other obligations arising from that agency.


14.1 The Client shall fully indemnify the Photographer against any claims, costs, or expenses (including legal costs on a Solicitor/ Client basis) arising out of any illegal or defamatory Photographic Works produced for the Client, or any infringement or alleged infringement of any intellectual property right of any person.

14.2 The Client is responsible for obtaining any authorisation, clearance, licence or other form of approval necessary for the lawful use of third party intellectual property works.


15.1 Client property and all property and material supplied to the Photographer by or on behalf of the Client is held at the Client’s risk and the Photographer accepts no responsibility for the insurance of such property or material.

15.2 The Client must pay any sum charged by the Photographer for handling or storing property or material supplied by or on behalf of the Client.

15.3 Where property and materials are left with the Photographer without specific instructions, the Photographer may dispose of them at the end of six months from the date of receiving them and retain the proceeds.


16.1 Where Photographic Works are not of an acceptable technical quality, making it unfit for the purpose of its specified use, then no fee or Job-related Costs are due to the Photographer. The Photographer has the right to rectify the defect causing the rejection within a reasonable time, having regard to the urgency of the work. If rectified, the Photographer is entitled to their fee and Job related costs but may not charge the Client any extra fee or cost for rectifying the defect.

16.2 Where there is a representative of the Client at the shoot, the representative is responsible for the direction of the work. Acceptance of the work by this representative is confirmation that the Photographer has satisfied the artistic quality and interpretation requirements of the shoot. If the representative is not at the shoot then the Photographer’s judgement is absolute within the limits imposed by any documented agreements on the nature of the intended work.

16.3 If the Photographer produces Photographic Works that are in the same style and structure as the Photographer’s past work (by reference to the Photographer’s portfolio), the Client is deemed to have accepted the Photographer’s artistic interpretation.

16.4 If there is a dispute as to artistic interpretation, which is unresolved after negotiations between the Photographer and the Client, then the dispute shall be referred to the President of the Advertising and Illustrative Photographers Association who shall appoint an independent Photographer to determine the matter.

16.5 The independent Photographer elected will assess the work according to the Client brief and the Photographer’s past work (by reference to the Photographer’s portfolio).


17.1 A weather permitting booking must be agreed between the Client and Photographer prior to the shoot. Upon postponement or cancellation of a shoot due to bad weather the Client must pay the Photographer all expenses incurred up until the time that the shoot was postponed and 50% of the Photographer’s fee which was to be charged for the shoot.

17.2 The Client is responsible for taking out weather insurance.


The Client acknowledges that where the Photographic Works or Photographic Services (“Photographic Services” means the provision by the Photographer of services related to the producing of Photographic Works and includes the supply of any other goods or services by the Photographer) supplied under the invoice and Licence are purchased for business purposes, the Consumer Guarantees Act 1993 shall not apply.


Except as provided for by the Consumer Guarantees Act 1993, the Photographer shall not be liable for: (a) Any loss or damage arising by reason of any delay in the completion of the Photographic Works. (b) Any loss of profits. (c) Any indirect or consequential loss of whatever nature; or (d) Any loss resulting from any errors or omissions arising from an oversight or a misinterpretation of a Client’s verbal instructions.


Except where provided to the contrary by the Consumer Guarantees Act 1993, the Photographer’s liability to the Client for any and all costs, loss or damage suffered by the Client, however caused (including negligence), arising out of or connected with the performance or failure of performance of any Photographic Works or Photographic Services supplied by the Photographer shall not exceed the full value of the payments made by the Client under the invoice.


The Client under takes to indemnify the Photographer for any loss, damage, or expense (including costs on a Solicitor/Client basis) suffered or incurred as a result of any breach by the Client of these conditions or in recovering any monies due and such loss, damage or expense shall be moneys due for the purposes of these terms and conditions.



> The copyright in all Images (“Images” includes transparencies, negatives, prints, digitised images or images in electronic or any other form or medium furnished by ​Chris Loufte Photographer LTD ) resulting from the Licence, remains the property of the Photographers and Suppliers represented by​ Chris Loufte Photographer ​LTD ​at all times.


> ​Chris Loufte Photographer, on behalf of the Photographers and Suppliers it represents, grants you (hereinafter the “Client”) a Licence to reproduce the Image(s) for the purpose(s), territory(ies) and time period specified in the Licence and on the terms and conditions set out below.

> The Image(s) supplied to the Client for use by the Advertiser/End User named on the Licence may only be used for the creative works of that Advertiser/End User.

> The Licence to use the Images begins from the date of the Licence as stated on the Licence. No use may be made of any Images before full payment of the Invoice without Chris Loufte Photographer LTD’s express permission with the exception of approved clients holding credit accounts with ​Chris Loufte Photographer LTD.

> The Licence is granted to the Client and must not be assigned to any third party without Chris Loufte Photographer LTD’s prior written permission but may be sub-Licensed by the Client on the same terms and conditions to the Advertiser/End User named in the Licence.

Licence Fees

> Licence fees (also known as Reproduction Fees) are to be agreed upon prior to reproduction or other use. In the situation where images are reproduced or otherwise used prior to agreement of a fee then the maximum fee applicable to the use of each image (as per​ Chris Loufte Photographer LTD’s  current rate card) will apply.

Licence Period

> Unless otherwise stated on the Licence, the Licence Period will be a period of 12 months from the date the Image(s) has/have been supplied to the Client. The commencement of the Licence Period can be altered by mutual agreement between ​Chris Loufte Photographer LTD ​and the Client prior to the issue of the Licence. The image(s) may not be used after the Licence Expiry Date.

Removal of images once used

> The Client shall not, without the prior written permission of​ Chris Loufte Photographer LTD , store the Images in any form of electronic medium, except for the purpose of the Licence, and provided that the file or other medium in which the Images are captured or stored must be destroyed immediately after its use for that purpose.

Downloading Image Files

> When your order has been confirmed, high-resolution image files will be made available for you to download from our image server for a period of 7 days from the date of confirmation. Alternatively images may be delivered to you via email or by mail or courier on a CD or DVD.

> When Image(s) has/have been downloaded from the image server or delivered to you via email, mail or courier, no refunds can be made (see Paragraph Refunds below).


> Payment of the Licence Fees MUST be received by ​ Chris Loufte Photographer LTD prior to delivery and can be made in the following ways:

* Credit Account (to approved clients only)

* Direct payment/transfer to our bank account

* Cheque (must clear prior to delivery)

> For approved clients holding credit accounts with ​Chris Loufte Photographer LTD  payment terms are strictly the 20th of the month following month of invoice. Interest of 5% per month or part thereof will be charged on amounts not received by the due date.

> For payment by foreign cheque or direct payment/transfer to our bank account, all bank fees (both Client’s and ​Chris Loufte Photographer LTD’s) must be paid by the Client. Where bank fees are charged to ​Chris Loufte Photographer LTD​ by its bank, these fees will be charged to the Client.

> ​Chris Loufte Photographer LTD reserves the right to suspend the distribution of any print collateral or other materials produced using the Image(s) or the continued use of the Image(s) if a credit account remains unpaid past the due date.


> ​Chris Loufte Photographer LTD is unable to offer refunds once digital image files have been delivered to you or downloaded from our image server.

> Please make your selections carefully and request comp images if you need to further evaluate the suitability of an Image(s) for your project. If there is a technical problem with the image, a replacement scan or satisfactory substitution will be supplied.

> In the situation where a Client holds an active credit account with​ Chris Loufte Photographer LTD, ​Chris Loufte Photographer LTD may, at its discretion, provide a refund in which case an administration fee will be charged.

Prohibited Usage

> Images may not be reproduced in any of the following ways:

* Ways which are derogatory, misleading or defamatory or could be considered sensitive.

* Ways which infringe the rights of people or property featured in the Image(s) (See Paragraph below)

> If Images are used in any of the above ways, ​Chris Loufte  Photographer LTD shall not be held responsible for any damages that may arise to the Client

Privacy/Property Rights and Releases

> Unless otherwise stated on our website, adjacent to each image, Image(s) featuring people and/or property are NOT MODEL OR PROPERTY RELEASED. Where Image(s) have the necessary permissions from relevant persons and/or property holders featured in the Image(s) this will be noted next to each image.

>​Chris Loufte Photographer LTD will not be held responsible for individual rights which have been infringed by the use of an Image(s) by a client where ​Chris Loufte Photographer LTD has made no representation as to the availability of a valid model or property release for that Image(s).


> ​Chris Loufte Photographer LTD excludes to the fullest extent permitted by New Zealand and International Law any warranty, express or implied, including, without limitation, any implied warranties of merchantability, satisfactory quality or fitness for a particular purpose.

> Except as specifically stated in our Terms and Conditions of Use or as otherwise required by law, neither​ Chris L:oufte Photographer LTD nor its directors, employees, contributors, suppliers or other representatives will be liable for damages of any kind (including but without limitation to, lost profits, direct, indirect, compensatory, consequential, exemplary, special, incidental, or punitive damages) arising out of your use of or your inability to use images Licensed from ​Chris Loufte Photographer LTD, whether or not we have been advised of the possibility of such damages.

> ​Chris Loufte Photographer LTD uses reasonable efforts to ensure the accuracy, correctness and reliability of the Content, but we make no representations or warranties as to the Content’s accuracy, correctness or reliability. While ​Chris Loufte Photographer LTD takes reasonable care to correctly identify, caption and orientate the pictures, it does not accept any liability for loss or damage incurred by the Client or any third party caused by any errors.


> Our Terms and Conditions contain all the terms of agreement between us concerning delivery, review and licensing of images and no terms or conditions may be added or deleted unless made in writing and signed by both ​Chris Loufte Photographer LTD and the Client. This provision does not apply to the invoice/licence form we shall issue for use of images and which may contain additional terms relating to the rights granted and type of use allowed.


> Any and all disputes arising out of or in connection with this contract including without limitation, the validity, interpretation, performance and breach hereto, shall be settled by the Courts of New Zealand in Auckland, New Zealand.


> ​Chris Loufte Photographer LTD, licenses the use of photographic prints purchased (the Photograph) to you on the following terms and conditions. Please read these terms carefully because they will apply as soon as you have purchased or used the Photograph.


> You agree that you will only use the Photograph for personal and domestic use only (Permitted Purpose). You will not reproduce, vary, modify, sell or display in a public place (including in public areas in a place of business) the Photograph without prior permission from​Chris Loufte Photographer LTD. Failure to abide by these terms of use may result in prosecution.

> Except for the Permitted Purpose, you obtain no other rights in the Photograph, including the rights to reproduce, modify, sub-license, sell, display or distribute the Photograph. You will immediately discontinue all use of the Photograph on notification from ​Chris Loufte Photographer LTD.


> You acknowledge that the intellectual property rights in the Photograph belong to ​Chris Loufte Photographer LTD or its licensors and you will not dispute such ownership.

Warranty and Limitation of Liability:

> The Photograph is provided to you on an “as is” basis. To the maximum extent permitted by law, all representations, conditions and warranties (whether express or implied, statutory or otherwise), including warranties of merchantability or fitness for a particular purpose, are expressly excluded. ​Chris Loufte Photographer LTD will not be liable for any loss or damage however caused (including direct, indirect, consequential, special or loss of profits). If​ Chris Loufte Photographer LTD becomes liable to you for any loss or damage, ​Chris Loufte Photographer LTD’s  liability to you arising out of all claims for damages under this Agreement will not exceed in aggregate an amount equal to the purchase price actually paid by you for the Photograph.


> You will defend and indemnify​ Chris Loufte Photographer LTD against all costs, expenses and damages incurred in connection with any claim against​ Chris Loufte Photographer LTD arising out of or related to: (a) a breach by you of this Agreement; (b) the use of the Photograph either alone or in combination with any other material; or (c) any claim by a third party related to the use of the Photograph either alone or in combination with any other material.

Governing Law:

> This Agreement will be governed by and interpreted in accordance with the laws of New Zealand.


> Refunds will be given at the discretion of ​Chris Loufte Photographer LTD with the exception of wedding photography booking fees which are deamed by Chris Loufte Photographer LTD to be NON refundable.


We take your privacy very seriously. Should you have any reservations about the security of your personal information, ordering images online or general security on this site please contact us.

> ​Chris Loufte Photographer LTD  (“we” or “us”) may gather two types of information about users (“you”):

1. Personal information, provided by you at the time of registration for the services we offer or surveys you are asked to participate in. When you register to use our site, we ask you for certain contact details (e.g. your first and last names, your address, your telephone number, etc) This information is used to verify your identity as a bona fide purchaser of images and to fulfil your order. Your contact information is stored on our server and in our order processing system at our head office. Both systems have built in security and are not available to unauthorised persons. In future we may use this information to assist you with repeat visits to our site; and

2. Aggregated information generated by our systems or third party systems we use, which track traffic to our sites but does not relate to you personally. Failure to provide necessary personal information when requested may result in certain services not being available to you.

> Disclosure of Information

We may disclose:

1. All information that we gather, including your personal information to​ Chris Loufte Photographer LTD and its related companies;

2. Aggregated tracking information and other information that does not personally identify you, to third parties such as our advertisers and partners;

3. Your personal information to third parties when we believe in good faith that we are required to do so by law;

4. Your personal information to third parties provided we have your prior authorisation, which we will usually obtain at the time of collecting the information from you.

> Use

We use the personal information we collect:

1. For verification of your identity and assisting you in case you forget your password or login details for our registration services;

2. For authorising and processing credit card transactions which you enter into online;

3. To assist in providing the services requested by you;

4. To provide further information to you about other websites and services or which we consider may be of interest to you;

5. For future marketing, promotional and publicity purposes, including to carry out direct marketing, market research and surveys;

6. For ensuring that you are shown the advertising and information that is most relevant to you and your interests; and

7. For any other uses that you authorise.

> Cookies and Tracking

We may use a cookie file containing information that can identify the computer you are working from. The cookie file is anonymous as it only gives us details of your IP address, PC platform (Windows, NT or Mac), Browser (eg. Microsoft, Netscape or other, plus the version of Browser) and domain (whether you are accessing the site from New Zealand or elsewhere). We may use the information generated by “cookies” to:

1. Track traffic patterns to and from our site including information like the pages you visit, the time you spend on each page, the date and time of your visit, and referring pages (pages you came from or go to);

2. Ensure advertising is being shown to the most appropriate person and limit the frequency of display for certain ad formats; and

3. Enable you to enter our sites and use certain services as a member without having to log on each time and to visit member-restricted areas of the site. You can choose to refuse cookies by turning them off in your browser and/or deleting them from your hard drive. You do not need to have cookies turned on to use our websites, but you may need them for customisable areas of the site that we may develop in the future. If your cookies are turned off we will not have any control over the frequency of display of certain ad formats. This could affect your reading experience.

> Content Providers, Advertisers and Partners

We do not control the practices of content providers, partners and advertisers connected with our sites and to whom you provide personal information whilst using one of our sites or services. Our sites contain links to other sites, which may not follow the same privacy policies as us. We recommend that you check any relevant privacy policies before providing your personal information to any third party.

> Third Party Ad Servers

Some of our advertisers use third party companies to serve advertisements when you visit our website. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other websites, including information gathered by cookies, in order to provide advertisements about goods and services of interest to you. We do not control the practices of these companies and they may not follow the same privacy policies as us. We recommend that you check any relevant privacy policies before providing your personal information to any third party.

> Opting in and Opting Out

If our intended collection, use or disclosure of your personal information is outside the collection, use or disclosure set out in this Privacy Policy we will give you the option to:

1. Opt out and not receive certain services or participate in certain interactive areas; or

2. Opt in, for example agreeing to be contacted by us in relation to certain matters such as notification of new features to the website, beta testing or promotional activities.

> Changes to Policy

Should we change our Privacy Policy for any reason, the changes will always be posted on this page.

> Holding, Correcting and Updating

Any personal information that you provide to us will be collected and held by us. Under the Privacy Act 1993 you have rights of access to and correction of personal information that we hold. We offer the ability to correct or change the information collected at any time and as often as necessary. If you have any questions about how our services work or regarding this statement, contact us by writing to ​Chris Loufte Photographer LTD  P.O. Box 303112 North Harbour,Auckland 0751